eCommerce Development and Business Dynamics

The number of Internet users are burgeoning rapidly throughout the globe. While in the developed nations, it has already reach a saturation level, in growing economies like India, internet penetration is becoming stronger. Internet grew as an empowerment for common people and a massive business platform for enterprises. Among numerous trends that internet brought among people, eCommerce emerged as a massive disruption in business dynamics and in lifestyle of commoners. It brought the lavishness of shopping right at the clicks on the computer or taps on mobile devices, while, products as well as services reach the doorsteps.

eCommerce has become a proven profitable venture with considerably low investment and high profit. However, the profit part is dependent of several factors. It can become a complex business to handle, as it involves many critical operations right from accumulation of products, delivery, customer services to maintenance of technology, massive human resources, and warehouses. Only a seamless tandem in all these operations can lead to a running eCommerce business, that can bring good Return on Investment.

To venture into eCommerce, prospective business owners must first find a dependable firm to develop the central platform or the web portal. They can also hire technology experts for in-house development, but it brings along the cost of development and technology infrastructure. In the primary stages, many other operations, like collecting products from vendors and marketing are required. Hence, outsourcing the development of the platform becomes a profitable option. Businesses would only need to find a good eCommerce Development company.

Since, technology is a central aspect in eCommerce industry, adequate importance is given in web development for creating the web portal. This thrust in technology propelled a dynamic boost in IT sector. Especially, application development, web development and technologies like PHP has found their ways to massive popularity and importance in current business landscape. In fact, there is a competition among businesses to buy the best technology or to develop the best platform.

In eCommerce, the web portal, or the technology is at the center of all its operations. It is not only the interface of the business with consumers, but also the prime mechanism in which the business runs. The website serves multiple purposes all at the same time and it is that single touch point of all major interactions with consumers. Accessibility of services and abundance of features in the web portal is a secret mantra for success in eCommerce. Therefore, the imperatives of technology in this business is the central focus for enterprises and owners.

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Seven Tips For Finding Excellent Car Service

The best car service is preventative, not patchwork. The last thing car owners need nowadays, with increasingly busy schedules, is frequent trips to the mechanic. It’s especially frustrating with easily fixed or recurring problems. Here are some tips to avoid breaking the bank the next time your vehicle breaks down.

Check Out Reviews First

With the spread of customer reviews on the internet, it’s quite easy for a consumer to find personal accounts of a business with a quick search. On occasion, reviews will be staged or not representative of the service, but a perusal of a range of reviews may give you a reasonable expectation of what to expect. An old fashioned review from a trusted friend – especially a car lover – never hurts, either. You can’t put a price on experience.

Shop Around

Most mechanics will offer free estimates. It helps to get the estimate for your car service on paper as proof. This document can also be used as leverage with other mechanics. Sometimes the cheapness of the price can suggest poor workmanship, but you certainly don’t want to be swindled.

Ask To See A Certification

ASE is the most common certification, and a trustworthy business should have no issue presenting you with such certification. This will establish a baseline of experience and knowledge. A shop that possesses an American Automotive Association rating is a good sign too, as it guarantees that they have been pre-screened by an objective source.

Don’t Be Afraid to Ask Questions, Even If You’re a Novice

Beyond a price estimation, it is very helpful to ask questions that you may consider basic. Such as, which parts will need to be replaced? How long will the work in question take to complete? Can I see the problem area of the car? Even more intensive questions about the process of fixing the vehicle should not fluster a reliable mechanic. These questions will make you feel comfortable with the car service and prove to the mechanic that you take your car’s care serious.

Go With Your Instinct

This tip is harder to pin down, and will mean different things to different people, but it remains relevant. Simple things, such as the cleanliness of the shop, may be symbolic of the overall service. Furthermore, if a mechanic is giving vague answers or treating customers in a hostile manner, it’s probably a clear sign to get out while you can. Getting a car fixed is rarely a pleasant experience, so there’s no need to add extra stress to the process.

Find a Location Near Your Home

This is especially important if you don’t have a friend or family member to follow you to the mechanic and drive you home. Finding a route home or to work via public transportation may be pivotal, depending on how long the car will be out of commission.

Warranties and Specialists

This tip will mainly pertain to people whose cars need to be fixed at a dealership. It also applies to those who own a car that has to have specialty parts replaced. Do research and determine whether a mechanic has expertise in your particular make and model. Additionally, an honorable mechanic will supply warranties on new parts. Make sure to establish this warranty before they get to work on your car.

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Using An Elliptical To Achieve Your Fitness Goal

If you are among those people who have a fitness goal and would really want to achieve it, you have to choose a fitness machine that you can use every day even when at home. If you do not have one, you can invest in an elliptical. The reviews have been very positive about this certain type of fitness machine. People love that it is an exact replica of machines used in commercial gyms. It is self-powered and has a slew of helpful and relevant features, including telemetry heart rate monitoring. Aside from this, an elliptical also has an adjustable cross ramp which allows you to change the height of the elliptical path for suitable moving. It also has moving handlebars which helps get your entire body moving, giving you a complete workout.

Many of the health experts these days recommend this type of exercise machine. And today, even users are also starting to love the natural and low-impact motions that make your workout go smoothly and safely. It has preset programs, resistance levels, as well as plenty of custom options and extra features not commonly found on other cross-trainers.

Professional trainers and many other fitness gurus swear by the machine, hence its popularity in commercial gyms and, now, in personal gyms as well. If you want an exercise machine that really delivers, investing in an elliptical is an excellent choice. If there’s anything that reviewers consider a flaw, it’s that it’s clearly designed to be stationary and not portable. It’s heavy, weighing more than 400 pounds. You’ll have to find the ideal place for it and keep it there. And if you wish to transfer it to another place, you really need the help of someone to move it to another place.

Another thing that greatly bothers most fitness enthusiasts is the price of the elliptical. It’s also quite expensive. Not everyone has the financial capability to make such a purchase. On the plus side, however, fitness experts endorse it as a worthy investment. It’s very effective, efficient, and long-lasting. It provides sufficient challenge to keep you engaged and much flexibility that allows you to address different fitness goals. You’ll definitely get your money’s worth and more. So for those who are planning to get fit and would love to achieve their fitness goal, investing in the right machine that really delivers positive results is such a smart move. An elliptical is just one of the most recommended exercise machines by the experts.

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Best Small Business Tips and Ideas

Deciding to start a business can be one of the most exhilarating decisions you make in your life. We are living in a world wherever everyone wants to make extra money and add to his income. Most people have achieved this by acquiring great business ideas. When one starts up a company, he must be ready to meet competition. It is important to note that you would not need to become rich or popular to succeed in business but have to think smartly. But there are a lot of moving parts and many different elements to consider.

10 basic tips essential to start a business successfully.

Tip 1: Get inspired and Love your idea

Every business begins with an idea you may have imagined of opening your own business for years, or motivation may have hit you suddenly. Nevertheless of the source, the first step of starting your own business is coming up with a business idea. And as important as your idea, you must in love with the idea.

Tip 2: Do Your Research / learn everything about the business

You’ve recognized your big idea, now it’s time to balance it with the reality. Are you truly ready to start a business? Answer the questions below and see what you need to prepare yourself for business. For a small business succeed it must fulfill a need, solve a problem or offer something the market wants.

You can identify this need in many ways by doing research, focus groups, and even trial and error.

As you search the market, some of the questions can be:

• Is there a need for your anticipated services or products?
• Who needs it? (Target Costumers)
• Are there other companies offering similar services or products right now?
• How is the competition?
• Can or how will your business fit into the market?

Tip 3: Make a Business Plan

You need a business plan in order to make your business idea a reality. If you expect to seek monetary support from an investor or financial organization, a formal written business plan is a must.

Even if you don’t need monetary support, a simple business plan can give you precision about what you hope to accomplish and how you plan to do it.

In overall, your business plan should summary your business goals and the inspiration behind them, as well as your plan for realization of your goals in terms of marketing and funding.

Tip 4: Planning Finances

Opening a small business doesn’t have to involve a lot of money, but it will involve some investment.

There are a number of methods you can fund your small business:

• With Small business grants
• By Financing
• With Small business loans
• Or Angel investors

You can also attempt to get your business off the ground by bootstrapping, using as little capital as necessary to start your business.

Tip 5: Business Structure

Your small business can be an individual ownership, a partnership, a limited liability company (LLC) or a corporation. The business structure you might choose will impact in many factors from your business name, to liability, and how you file your taxes.

You can choose an initial business structure, and with time re-evaluate and change your structure as your business grows and needs to be changed.

Tip 6: The Business Name

The name you choose plays a role in almost every aspect of your business, so you want it to be a good one. Make sure you think through all of the possible consequences as you explore your options and select your business name.

Once you have selected a name, there is the need to check if it’s trademarked, currently in use and if stills free you will need to register it. A individual proprietor must register their business name with either their state or county clerk. Corporations, LLC, or limited corporations usually register their business name when the creation paperwork is filed.

These days you need to have a website, so please don’t forget to register your domain name once you have selected your business name. The best domains and more valuable online are the ones ending with .com.

Tip 7: Licenses and Permits

There are a range of small business licenses and permits that may apply to your situation, depending on the type of business you are starting and where you are placed. You will need to inquiry what licenses and permits apply to your business during the initial process.

Tip 8: The Business Location

Setting up your place to work is essential for the operation of your business, whether you will have a home office, a shared or private office space, or a retail location. You will need to reflect about your place, equipment, and overall setup, and make sure your business place works for the kind of business you will be doing.

Tip 9: Accounting System

One of the most essential systems for a small business is an accounting system. Your accounting system is essential in order to build and manage your budget, set your charges, conduct business with others, and file your taxes. You can set up your accounting system by your own, or hire an accountant to take away some of the work.

Tip 10: Promote Your Small Business

As soon your business is up and running, you need to start attracting customers. You’ll want to initiate with the essentials by writing a single selling offer and building a marketing plan. Explore as many small business marketing ideas as you can so you to choose how to promote your business most successfully. Completed these business start-up actions, you will have all of the most important small business bases protected, and be prepared for small business success.

15 Business Ideas to Generate Extra Income

If you want or need to start a side job because you still need to wait a little bit longer to start your own business, here are 15 suggestions for you.

1. Make money Blogging

If you enjoy writing, find a theme you’re passionate about and start a blog dedicated to covering that theme and anything else interesting you enjoy to talk about. All you need is a laptop, some time, and inspiration to consistently write. It can start as a hobby and turn into a business over time. Creating a blog is free, but if you want to look professional it can cost less than $ 12 per month.

2. Buying or selling on eBay

Thanks to internet there are more opportunities to make money than ever to buy and resell products for extra money. There are lots of people buy at a discount and resell them on eBay for profit.

3. Freelance writing

If you’re great with words, you might be capable to find some work as an online freelancer. A variety of publications need online content in the form of product, stories, service descriptions, and reports, and if you have the talent and ability, you could easily be the one to create them. Luckily, all you need is a computer and Internet connection to get started. You can start here freelancer.com

4. Social media expert

Now a day almost everyone uses Facebook, Twitter, and Pinterest, but did you know that many companies are willing to compensate people to support them managing their social media accounts and sometimes you can do it part-time from home. If this appeals you, to find social media jobs you can start by writing companies with a social media presence and visiting sites like Elance.com for opportunities.

5. Proofreading and editing

Do you have strong English skills and outstanding grammar? You may have chances to work as a proof-reader from home. Marketing for this can be hard; seek out those who might actually be able to use your services and advertise directly to them.

6. Virtual assistant

Many companies and individual professionals like having someone who can check and answer their email, organize task lists for them, someone who can update their calendars, and perform other administrative tasks, with minimal communication. The best of being a virtual assistant is that you can offer this service from home with a good Internet connection.

7. Website design

If you know a little bit about web design you can approach small businesses in your community, as they could use a very basic web presence to tell others about their business. These businesses usually don’t have a large budget for websites and create a great yet simple website is for you, get a bunch of clients from your local community, create sites for them, and maintains them for a small fee. You can easily get enough businesses to have a nice side business of your own with a low investment.

8. Affiliate marketing

Certain types of online businesses will pay you to promote their products and encourage sales. If you’re interested in learning more, check out affiliate marketing programs such as Click-bank, Commission Junction, and these websites are trustworthy and you can earn money by posting their products in your blog, website or Facebook. The secret of online business is all knowing targeting the right public and marketing efficiently. It can be overwhelming with all the information available online as more than 50% of the information is just a waste of time.

9. Become a business or life coach

If you are a good speaker and passionate about the business world and able to inspire and encourage others in a unique way, you could marketing your services as a business or even a life coach. Take your passion and expertise to the next level giving advice and suggest actionable steps people can take to progress their professional and private lives.

10. Start a resume writing service

If you’re excellent at writing remarkable resumes that in the end result in people getting the job, contemplate advertising those services. Most of your work will spin around writing, editing, designing, and proofreading, so you will only need few supplies outside of your computer and basic software to get started.

11. App Developer

Web app development is the creation of application programs that reside on remote servers and are delivered to the user’s device over the Internet. Now a day you can do apps with software’s you don’t really need to be a weirdo to do it, you can be an app developer for Facebook for instance and of course you can do it part-time and home based.

12. Business Consultant

If you are high organized and skilled being a good problem solver this job is for you. Companies bring Business Consultant to identify their problems, provide solutions and optimize companies. The only investments are your skills.

13. Data Entry Service

Many companies and online businesses require some type of manual information tracking, creating a vast amount of data entry work. Although there are many work-at-home scams related with data entry work, there are a lot of genuine chances available for genuine data entry businesses. If you are an excellent typist with an eye for detail, a data entry business is a great idea for you.

14. Freelance Writer

If you have the skill to write and inform people in a certain area, you can write small books or guides and sell them online, the biggest books platform is Amazon.com, where you can display your books for free and when they are sold, you will receive a percentage from the selling. Payments are made every month depending on your sales. Investment is only your time to write and imagination.

15. Internet Researcher

The Internet provides a vast amount of information. If you can quickly and efficiently navigate through that wealth of information, and essentially find a needle in a haystack, you can create a very successful business as an Internet researcher. Search for this kind of job online or about a company which is looking for this of service.

I give you only a glimpse what you could do, and these are just a few ideas, but many ideas were left behind.

First of all I advise you to think what you like to do as a hobby or in your free time, why don’t you make profit from what you are doing already?

You have the world as your disposal, but for a business to work out the first thing from all things is, it doesn’t matter what you intent to do, but you have to love it. If you love what you do it doesn’t feel like a job, you will be doing it with joy and this way you will be successful.

There are some side business opportunities that have grown more common in the past few years. And thanks to internet you have much more opportunities, ideas and help to develop your business.

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Tips For Network Marketing Success You Can’t Miss

Network marketing is not just about the work, it is also about the confidence and decision to make your business a success. It can be easy to feel that you are on your own in this effort, however, by making use of good tips and ideas that will impact your success, you can get the ball moving and build the future of your business.

A new network marketing opportunity will always be more lucrative than a long-standing one, but the older one will be more stable and likely to stick around. You have to judge each opportunity as it comes along on whether or not it’s financially viable, and what it’s current reputation is, before you decide to join.

Strive to maintain a positive attitude to achieve success in network marketing. While the rewards can be great, the rejection can sometimes be equally difficult. By maintaining a positive attitude, you will become a better marketer and drive your business much further.

Invest in a good haircut to make yourself look more presentable. Furthermore, make sure your clothes give off a look of respectability. The truth is that brand names, and logos make you look like you have the money to back up your claims, so invest in a few really good pieces for your wardrobe to help promote your image.

Your diet should reflect your commitment to your network marketing business. Eat foods that allow you to feel light, positive, and full of energy. Vegetables and fruit will keep you going, and a high fiber diet will keep you on the computer and out of the loo. The better you feel, the better you can run your business.

Realize that relationship marketing can be a key to success in building your business. You may be able to generate potential customers. However, not knowing what that customer needs will never lead you to conversion. Understand their needs in order to assist them in a way that will create a buyer through trusted knowledge.

If you are running your network marketing business out of your home office, get business liability insurance! Typical home insurance doesn’t cover business equipment for a lot of money, so call your insurer and find out what your coverage is. If it’s insufficient, think about adding home business insurance to make sure you don’t lose everything in the case of a disaster.

Establish a budget for your marketing campaigns. Your marketing expenses do not have to be consistent. You might have to invest more when you launch a major campaign, and your expenses will decrease over the next few weeks while your first campaign is still attracting new customers. Look for consistency over the long term.

As you have seen there are great ideas to be had. This kind of advice comes from those who have worked towards success before you. Use them as stepping stones towards your own success. Following the footsteps of those who have come before you does not mean you cannot be successful on your own. It means you have the foresight to emulate successful behavior.

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4 Easy Activities To Stay Healthy

4 Easy Activities That Can Help You Stay Healthy

The good news is there are any number of leisure activities that will help us stay healthy and physically fit. The other good news is that a lot of them are low impact and don’t involve any strenuous physical activity.

Here are a few leisurely activities that you can indulge in as much as you want to promote good health and personal well being.

1. Dance

Dancing is an exceptional activity that promotes energy, vitality, physical health and an improved mood to support your overall well being at any age! We used to dance a lot when we were younger and a lot of weight loss and fitness routines as well as some of the latest exercise equipment involve some kind of dance movements.

There are many dance styles that will fit into many different lifestyles, from zumba to ballroom dancing and lots in between. All you have to do is find a partner and start moving!

2. Plant A Garden

Do you like the great outdoors? One of the greatest benefits of gardening is that it gets you out of the house and provides you with some less than strenuous physical activity. Gardening might seem like a hobby for old folks, but it offers some health benefits for everyone: exercise, stress relief, nutrition (if it’s a vegetable garden).

A number of studies have indicated a correlation between brain activity and a decrease in Alzheimer disease. In this respect, gardening may even help keep your brain healthy since your mind stays active as you tend your garden.

3. Cook at home

Many people consider cooking to be a leisure activity. When you consider cooking can give you a lot of creativity opportunities and it definitely requires thinking that keeps your mind active, it only makes sense that it could be considered an important activity to your overall mental and physical health.

There’s a good possibility that you may be more likely to eat a healthy and nutritious meal when you are spend time in the kitchen preparing it yourself. If you happen to be cooking with products that you grew in your own garden, then you’ll reaping the rewards of two leisure activities.

4. Do Some Low Impact Exercise

Take a Walk; It goes without saying, exercise is necessary for maintaining your weight and good overall health. Most people equate exercise with going to a gym, lifting weights or some strenuous activity. But, the fact is that just walking is sufficient to promote good health, help battle the ravages of disease like diabetes. It’s also been proven to be beneficial for maintaining good BMI and lowering high cholesterol and blood pressure.

The CDC website has reported that walking is an ideal place to start a physical exercise program, Try twenty minutes a day, three days a week to start. You can increase the time or distance as your strength improves or start other more strenuous activities like tennis, bicycling, or whatever. Find a partner and use the time for socializing and to hold yourself accountable for completing the walk.

Low Impact Yoga; Yoga is a centuries old holistic ancient methods of exercise that aims to treat the entire body and mind. Yoga instruction teaches you how to use good breathing techniques and the various poses allow you to strengthen your body through stretches and which help keep you flexible.

Properly done, yoga can help reduce aches and pain, and may even help prevent injury by improving flexibility and strength. It has also been reported that yoga helps relieve stress by teaching how to control breathing to reduce the symptoms of anxiety and depression.

The Bottom Line
People all over the world are becoming bigger. But there are a lot of leisure activities that offer the benefits of regular exercise: stress reduction that reduce the symptoms of anxiety and depression, weight loss and improvement in physical fitness.

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Tips for Collecting and Transporting Scrap Metal

People collect scrap metal for many good reasons. Not only is it fun and exciting, it is highly profitable! But in order to get the most from your scrap metal experience, you must learn how to be both efficient and effective at the same time. This is because scrap metal can be dangerous to handle, and even more hazardous to transport. And aside from safety, it can be quite frustrating figuring out how to get your findings where you need them to go, quickly and conveniently. So if this pastime interests you, continue reading to learn some important tips for collecting and transporting scrap metal.

Avoid Injuries and Accidents

Although there is a long list of advantages to scrap metal collecting, there are several possible injuries and accidents that can occur if necessary precautions aren’t taken. Not only can improperly secured cargo cause a wide range of traffic accidents and property damage, incorrect handling of junk metal can cause injuries to the epidermis, back, neck, spine, and more. In fact, back pain is among the most common long-term injuries among adult men and women in the workforce. This is a possible result of genetics, improper lifting, repetitive motions, and more.

Tips for Lifting Heavy Scrap Metal

Always lift and bend with your knees to take strain off of your back muscles. This will reduce the likelihood of orthopedic injuries and pain.

Share the load with another person so that you are only lifting half the weight of the object. If you don’t have another person around, use a dolly to help lift and transport heavy objects.

Do not attempt to lift anything that is more than half your weight without another friend to help or a dolly. This is a sure-way to get injured or just plain stuck.

Don’t go alone. If you find yourself somewhere a bit rural, you want someone else around in case you get hurt or lost. Metal can be sharp, heavy, and you never know where you have to go to find the good stuff.

Tips for Transporting Scrap Metal

Always have oversized loads clearly marked with a red flag or bandana. This will alert other drivers to steer clear. It is wise to have another friend follow directly behind you in their car.

Be sure oversized loads are properly secured and tied down. Always double and triple check a cargo load before hitting the road. You don’t want anything falling off and causing a traffic accident. And in a much less serious scenario, you don’t want to lose any of your inventory.

Use high-quality cargo nets, tarps, and ratchet straps for effective tie downs and transportation. Go to your local automotive store for these products.

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Telematics and Big Data: Next Generation Automotive Technology

Telematics, Big Data, and Analytics are the three big important ways that are driving the auto industry forward. In this article, we will see how big data analytics, with the insights of information processing, can help transform the automotive and transportation industry globally.

The future of telematics is with big data.

Traditionally, in most automotive and transportation enterprises, specialized business processes have always been analyzed and modeled on whatever limited empirical data or contextual information was available to them. Proper data was few and far between. Or, even if the required data was available, enterprises hardly had any technological know-how with them to harness all the information necessary for their use. It was quite a difficult task to deal with such a situation where enterprises heavily relied upon conventional methods such as going through previous driving records, including taking into account people’s age and gender, locale demographics to accurately predict risk levels among its consumer base. This was something haphazard, awkward and unreliable.

Now with the advanced big data analytics, accessibility to scores of information and the science of telematics are putting the current understandings in new light, offering new conversation starters, and creating new potential outcomes that were not really possible before. “Big Data” as we know it is changing everything for the better. It is changing how the vehicles are built, how they work, how we use them and how they collaborate with everything else in this world: From vehicle-assembling to insurance underwriting, to traffic modeling to optimizing traffic routes, Big Data is changing the world of car/fleet transportation industry in a big way.

Big data analytics plays a very important role in the telematics field. The fact of the matter is that the science of telematics which involves telecommunications and vehicular technologies demonstrates how big data analytics can improve supply chain management, fleet management, increase yield and drastically reduce material costs, not to mention the quality and safety issues that never get compromised using proper big data analytics. In fact, the use of relevant data directly leads to more opportunities. It is in this context we will see how Big Data is bringing transformative elements into the various industry sectors especially in insurance, financial, automotive and transportation and other sectors and improve their business processes.

Telematics All The Way

Telematics is ushering an era of big changes. The way vehicles are insured and how they are driven or repaired are all changing for the better.

Earlier, we have seen that insurance and maintenance standards of vehicles were based on some kind of conjecture and the rough utilization of crude data that was available at hand. But with the use of telematics, a strong evidence of data is promptly accessible that can revamp entire branches of the commercial enterprises and change drivers’ driving behaviors.

Thanks to telematics, the wealth of data that can be derived from vehicles can also be made available to drivers. This is also one of the big changes that telematics promises. As far as valid data is concerned, there are simple ways people can immediately access from their connected car, and this same data can also be transmitted to the manufacturers or insurance companies for that matter. So when data is available and is accessible to users then there is going to be better understandings of their vehicles’ performance, ultimately resulting in helping drivers adopt good driving behavior. Drivers will have access to GPS-related data that will let them know their driving styles, including real-time information on fuel consumption, speed limits, hard acceleration, braking, phone distraction, etc. All this useful information can impact not only their driving performance but also can extend the longevity of their cars.

Driving Innovation and Continued Growth for Auto Insurance

To give you just one example: Consider the insurance industry. Using the great combination of telematics and big data analytics, insurance companies are able to enhance their business processes to an extent that was not possible before.

Basically, the insurance industry is based on analytics and probability. Therefore, to have a proper access to accurate and in-depth data that identifies with every customer’s lifestyle and risk always works in the best interest of the insurance industry. This is an area where telematics has been adding quite a lot of significant value propositions that matter greatly to both insurance companies and their paying clients alike.

With telematics and big data analytics, insurance companies don’t have to resort to guesswork to fix premiums for their customers. It has enabled insurers to reward policyholders, who display good driving conduct and check their vehicle health stats, with lower premiums and rebate offerings by taking the guesswork out of the equation. This is nothing but a big data approach to telematics insurance.

Telematics is a positive trendsetter and has grown exponentially in recent years. The positive impact that it has over companies and consumers alike is proving to be a win-win deal for everyone. And as far as telematics is concerned Big Data would be there too, working hand in hand. Not only consumers but automotive manufacturers and service providers as well are going to get greatly benefitted from the marriage of big data and telematics. And since the relationship is really symbiotic, big data is going to be the future of telematics. Embrace big data and telematics in a big way!

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Enamel Coated Cookware – Benefits & Advantages

Whether you are a “casual cook” or a “culinary enthusiast”, it’s helpful to know the benefits and advantages of enamel coated cookware.

The casual cook probably gets frustrated and discouraged by the chore of cleaning and scrubbing plain stainless steel, aluminum or cast iron pots and pans. If you’re the ‘enthusiast’, you want to spend more time enjoying the meal and your guests.

Plain stainless steel, aluminum and cast iron pots and pans don’t provide resistance to heat. As a result, cooking at high temperatures makes food stick. This makes cleanup a hassle and detracts from enjoying the time preparing meals. The first noticeable benefit of enamel coated cookware is the smooth, glossy feel on the outside of the pots and pans. This glossy finish, both inside and out, is added for two important reasons. The first is to allow you to cook at high temperatures. Food does not stick, making cleaning much easier and you can use recipes which require more intense heat adding more variety to your meals.

Another benefit of enamel coated cookware is its resistance to rust. The thick, glossed feel that is part of enamel cookware prohibits rust for a longer useful life of the pot or pan. Enamel cookware is known to be very durable and the outer texture is able to stop damage from the elements in your kitchen that effect cookware.

Adding to the advantages of enamel cookware is style. Enamel cookware comes in a variety of stylish, contemporary colors. Pots and pans come in assorted shapes and sizes. If you cooking needs are simple, you can be well served with 2 or 3 basic pots or skillets. If you like to braise, roast, sauté, grill or fry, there is a perfect pot, skillet, grill pan or roaster for you. With various sizes, you can find a shallow skillet designed for grilling or a deeper skillet for frying. You can find larger pots for making stock or soups. Smaller ones are common for stews. Today, kitchen designs frequently incorporate open shelves or cabinets with clear glass doors allowing you to display this fashionable style of cookware and add a touch of flair to your decor. Plain stainless steel, aluminum or cast iron creates a more “utilitarian” look. Also, the stylish appearance of enamel cookware allows you to take it directly from the stove or oven directly to the table.

If you want to enhance your cooking experience then enamel coated cookware is right for you. It is one of the most popular types of cookware found in today’s kitchens. Cook your best with pots, pans and skillets that are durable, rust resistant and very stylish.

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Digital Games And Kids – A Different Perspective

The “Wikipedia problem” which means children turning to internet for readymade answers is the new age phenomenon baffling teachers and mentors globally. There are almost equal numbers of teachers who consider technology to be a solution as much as a problem. While a common belief is that technology is hindering the students’ capacity to think and analyze, there is also a strong opinion in favor of video games and digital gadgets’ ability to engage students and enhance learning by using more than one sensory stimulators. In spite of the growing concern about the students’ deteriorating attention spans, institutions are incorporating them in the process of classroom learning.

Children are inherently inquisitive creatures. They have a curiosity to discover new things and learn by way of discovering and experimenting even before they are subjected to methods of formal education such as reading or writing. Science is a discipline of experiments and discoveries. The National Science Education Standards emphasize that “science education needs to give students three kinds of scientific skills and understandings. Students need to learn the principles and concepts of science, acquire the reasoning and procedural skills of scientists, and understand the nature of science as a particular form of human endeavor. Students therefore need to be able to devise and carry out investigations that test their ideas, and they need to understand why such investigations are uniquely powerful. Studies show that students are much more likely to understand and retain the concepts that they have learned this way “. Hence, it becomes imperative to engage children in science education at an early stage.

Digital games are more capable to gain students’ interests and attention than other conventional means of imparting education in a classroom. However, some educationists also regard them as culprits of exponential decline in the attention span in children. The next sections in this article discuss the involvement of children in games in the tech age, types of games available in the market and the impact of digital gaming as learning aids in classrooms.

Gaming and the New Age Kids

Digital technology has expanded the horizons of video gaming in the modern world. Kids are subjected to far more complex and challenging technological environment than their counterparts were from over half a century back. Involvement of kids in digital gaming is a result of many significant changes in the lifestyle and culture of the modern society. Easy accessibility of technology, dispensable income due to dual income families and lack of infrastructure for outdoor activities in many cities are some major contributors in making screen games an important part of the children’s’ lives. A study by Centers for Disease Control and Prevention (2010) found that only 20 percent of the census blocks are within half a mile of a block boundary. Also, the effect of peer pressure cannot be undermined in these times of social networking.

The digital gaming market is one of the fastest growing segments of the global entertainment industry. US is witnessing unprecedented penetration of digital games amongst youngsters. In the US, 97% of the teens play some type of game on a regular basis. In India, the gaming market has grown manifold in the last few years. Hence, it is imperative that educationists are continuously contemplating the use of digital gaming as a learning tool in classrooms. Institutions are also employing innovative ways to leverage the digital advantage for enhancing the learning experience at schools.

What are Digital Games?

There is no concrete definition of games as it may vary with an individual’s preference and profession. Games can be defined as a “system in which players engage in artificial conflict, defined by rules, which result in a quantifiable outcome”. Technology and digitization add new dimensions to games where simulations, interactivity, augmented reality, alternative reality, collective intelligence and sensory stimulators such as sound and visual effects. Digital games are also characterized by their portability and limitless accessibility.

Role-playing games, simulation games and puzzles are some of the most popular digital games. In role-playing games, the player enacts the role of a particular character in a virtual world moving from one level to the other based on the outcome of the earlier level. RPGs can be single player such as the dungeons and dragons from earlier days of gaming or multi-player games such as Diablo III, Xenoblade, Final Fantasy XIII-2 or Mass Effect 3. MMORPG or the Massive Multiple Online Role-Playing Games are an extension of the RPGs where large number of players interacts in an online virtual world. Simulation games create realistic situations in virtual worlds. The outcome will depend on the player’s decision-making and responsiveness and will be closely similar to what may happen in a real world in the same situation. Widely used in training and analysis, simulation games are also popular due to their unpredictable and personalized outcomes. Flight Simulator X, Live for Speed (LFS) and Need for Speed have been extremely popular simulation games for a long time. Puzzles genre of digital games involves problem solving and analysis with varying degrees of difficulty depending on the nature of the game. Crosswords and treasure hunt games are basic forms of puzzle games in both physical and digital form.

All types of digital games involve a social involvement of players. Some need collaborative efforts to play while others may be discussed or analyzed socially. In spite of some games being accused of outright violent visual effects, a well-designed game can accelerate the thinking process by motivating, engaging, involving creativity and developing a meta-game i.e., social interactions inspired and enhanced inside or outside the game. Incorporating digital gaming in the basic education framework can lead to augmented competitiveness and multi-dimensional growth in children.

Digital Games in Science Education – Why and Why Not?

The 21st century requires the mentors and the students to integrate technology into the curriculum. Though the ultimate goal is to benefit the students in terms of learning and experience, unsupervised, unorganized or irrelevant application can lead to complete failure or have negative effects. Some of the negative impacts of digital games in general and in context with the education are listed below:

Digital games have been facing constant rebuke for allegedly enhancing aggression amongst kids and developing a violent streak at an early stage. In a study by Anderson and Bushman (2001), Children involved in violent video games are more likely to have increased aggressive thoughts, feelings, and behaviors, and decreased prosocial helping. Use of weapons and being rewarded for being violent is a cause of widespread concern.

Digital games can be addictive for children and make them physically inactive. Digital games, other than social networking, are considered for reduced physical activity leading to obesity in kids and postural and skeletal disorders.

Addiction to games is also known to make kids socially secluded. Impulsive behavior, depression and increased anxiety levels are largely attributed to excessive gaming in children. Some studies also suggest that the children playing games are unable to concentrate for a long span and have reduced attention span.

Children are prone to absorbing socially unacceptable behavior through some digital games such as using profanities and ill-treating the fairer sex. Lack of adequate knowledge about screening the material available online is a growing concern amongst the parents.

Digital games are considered a hindrance to better performance in academics. Students are often found to skip homework to play games leading to deteriorated performance at school. However, despite their reputation as promoters of violence and mayhem, digital games have in fact been shown to help children learn skills, content, and vital “21st-century” skills. From digital games children can learn: content (from rich vocabulary to science to history), skills (from literacy to math to complex problem-solving), creation of artifacts (from videos to software code) and systems thinking (how changing one element affects relationships as a whole). Strong arguments in favor of using digital games as learning aids in secondary education are summarized below:

Digital games involve extreme hand-eye coordination and enhance motor and sensory skills. Sensory stimulation theory proposed by academician Laird (1985) validates that effective learning occurs when the senses are stimulated. While some studies show that digital gaming reduces attention span, there are strong evidences of improved concentration in short intervals of time. Digital games involve keeping an eye on every detail, follow the rules and respond proactively to the given situation. Complex digital games help is developing problem-solving and decision-making skills. Some games also involve logical analysis of the situation and pattern recognition and improve memorizing thus assisting in the cognitive process. Playing by the rules teaches children to accept and respect a certain level of discipline.

Multi-player digital games develop a sense of constructive competitive attitude. Collaborative games also improve team-building attitude. They develop time management skills in a team and train the players to cooperate for mutually desired goal. They teach the players to accept defeat as well as strive for better results. Digital games provide an avenue for hyperactive kids to direct the energy in a constructive system based game. They also provide an outlet to release aggression and frustration, thus helping in diffusing stress. Some games also involve physical activity such as Nintendo Wii boxing helping kids to engage mentally and physically with the kids. Complex digital games involve high level of multitasking thus improving brain’s natural learning process. Brain based learning theory proposes that multi-tasking is an inherent activity of the brain and learning is enhanced by challenges at various levels. Digital games develop efficient situational analysis and strategy making in children. Since games have certain objectives at every level and a final objective of the game, it teaches players to devise short term and long-term strategies such as scoring points, retaining energy and reaching the ultimate goal of the game. Simulation games and the role-playing digital games help players gain expertise or learn by experiencing in replicas of real world situations. Experiential learning and action learning theories are based on the premise that individuals learn faster when they by experiencing and actually participating in action.

“Games require the kind of thinking that we need in the 21st Century because they use actual learning as the basis for assessment. They test not only current knowledge and skills, but also preparation for future learning. They measure 21st century skills like collaboration, innovation, production, and design by tracking many different kinds of information about a student, over time. ”

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